We built How’s My Money because managing our finances was taking more time than it should. Monthly reviews, spreadsheets, and manual calculations made budgeting feel like work instead of clarity. We wanted a simpler, paycheck-based system that respected our time and helped us make confident decisions.
Forget tracking every category. Our Safe-to-Spend engine does the math for you—showing exactly what you can spend today without compromising your bills, savings, or goals.
Whether you're flying solo, managing a bustling family, or splitting bills with roommates, your financial peace matters. Our tools adapt to your life stage, not the other way around.
We don't believe in shaming you for buying a latte. We believe in showing you the math so you can buy it without guilt. Control is restrictive; clarity is liberating.
If a financial product is free, you are usually the product. We charge a simple, fair subscription fee so we never have to sell your transaction data to advertisers.
"We started with monthly reviews, but we found that building a system around our paychecks gave us clearer, more practical insight into what was safe to spend."
Jamal and Shea
Co-Founders