Know What's Safe to Spend — Budgeting Made Simple
Your bank balance doesn't tell the whole story. Our smart budgeting app calculates your real spending power after bills, savings goals, and upcoming expenses. Finally know if you can afford that purchase—without the guilt or guesswork.
Safe to Spend
$432.00
12 Days until next paycheck
Money feels complicated.
It shouldn't.
We've all been there. You check your bank app, see a healthy number, and buy those concert tickets. Two days later, auto-pay for insurance hits, and suddenly you're scrambling.
Traditional budgeting apps ask you to categorize every latte. Spreadsheets feel like homework.
How's My Money is different. We focus on one thing: Clarity between paychecks.
Designed for real life.
No complex charts. Just the answers you need.
Your pay period, your rules.
Most apps operate on a monthly calendar. But bills don't always align with the 1st of the month. We track your money based on when you actually get paid—whether that's weekly, bi-weekly, or monthly.
Avoid overspending without feeling restricted.
We deduct your committed expenses (rent, subscriptions, savings) from your balance immediately. The number left over is yours to enjoy. Go ahead, buy the coffee. You know it's safe.
Built for your daily decisions.
Planning the Weekend
Know instantly if you can afford the fancy dinner reservation.
Grocery Run
See your grocery budget right as you walk into the store.
Unexpected Cost
Car trouble? See exactly how it impacts your savings goals.
"How's My Money changed how my husband and I talk about money. We just look at the number."
Shea Long
Member since 2025
Money doesn't need to be stressful.
Start your journey to financial clarity today.
Find your Safe to Spend number